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About Professional Indemnity Insurance

About Professional Indemnity Insurance

All legal practitioners practising as principals of a law practice (unsupervised) in New South Wales are required to hold or be covered by Professional Indemnity Insurance (PII) pursuant to section 45 of the Legal Profession Uniform Law (NSW). Insurable solicitors in the Australian Capital Territory are required to hold an approved professional indemnity policy under section 311 of the Legal Profession Act 2006 (ACT). Law practices in the Northern Territory are required to hold an approved professional indemnity policy under s376 of the Legal Profession Act (NT) 2006.

Lawcover provides approved professional indemnity insurance policies to law practices in NSW, the ACT and NT. For 2024/25, the Lawcover PII policy provides law practices with cover up to $2 million each claim, including claimant’s costs and defence costs. Lawcover also provides Top Up insurance, over and above the required primary $2 million limit, to many law practices in NSW and nationally.


Steps in calculating your premium are here


You may require clarification as to whether a consultant to your law practice is covered under your practice’s PII policy

Financial Hardship for Law

Lawcover is here to help by offering our Financial Hardship Policy to impacted practices

Cyber Risk Insurance

Lawcover provides all insured law practices with cyber crisis assistance and support, at no additional cost


We may determine whether the law practice is the successor to a prior practice

Law Practice

Lawcover can assist you with the appropriate insurance arrangements for your changed circumstances

Risk Management Education Program

Information regarding Lawcover’s Risk Management Education Program for principals and their staff

Lawcover can only provide information with respect to the current underwriting year, and this information may change in future years.

- Broad civil liability cover for practitioners in private legal practice which protects consumers of legal services.
- Cover available to all insurable law practices.
- Indemnity of up to $2 million each claim, including defence costs and claimant’s costs (excluding the applicable excess).
- No provision for avoidance or cancellation for reasons such as non-disclosure.
- Run off cover for former principals and employees.
- Run off cover for law practices that have previously ceased.

The Run Off policy covers a law practice (including its prior practices) that has ceased and that is not a prior practice of any other practice. This cover is only extended to law practices that, at the time of ceasing legal practice, were insured under any Certificate of Insurance arranged by Lawcover or Insurance policy underwritten by Lawcover Insurance.


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